Family wealth, in one cycle
Investments, loans, insurance, expenses, and goals — for every member of your family — tracked in one place, on your own terms. No bank logins, no data sharing, no black-box advice. Just the numbers, always accurate, always yours.
Sample family view
Total net worth
₹0
Own money vs market
₹0 yours
₹0 market
This year's net-worth increase, split
Investable surplus
₹0/mo
Income left after SIPs & commitments
Goal progress
FIRE 0%
Child education 41%
Discipline score
0
8-month streak · values confirmed
Emergency fund
0.0 mo
Fully funded vs 6-month target
Insurance cover
Life adequate
Health ₹5L gap
Need vs policies you already hold
Built for people who already invest — and want the household picture, not another spending tracker.
Compare this month to last, this quarter to last, this year to last — watch your net worth's real trajectory, not just a single snapshot.
See exactly how much of your net worth increase came from your own contributions versus market returns — the one number most trackers can't give you.
Retirement, FIRE, your child's education, that vacation — track progress toward each goal, not just a vague net worth number.
A simple discipline score keeps you honest about actually updating your numbers each month — the habit that makes everything else possible.
Hit a goal, cross a milestone — DhanaChakra marks the moment, not just moves a progress bar.
No bank account linking, no data sold or shared. You type in what you own — nothing more, nothing hidden.
Nine quick calculators — no account needed. Nothing you enter here is saved.
Based on the widely-used “4% rule” — a corpus you could draw from indefinitely without running out, assuming market returns roughly keep pace with your withdrawals and inflation.
No card, no bank connection, no catch — just a clear picture of where you stand.
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